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1. About Rupya

• BBPS bill payments
• Mobile, DTH & utility recharges
• Insurance facilitation
• Education & school fee payments
• Medical expense payments
• BNPL & personal loans via RBI registered partners

Note: Rupya is a facilitation platform and does not directly lend money.

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2. Eligibility

• Must be 18 years or above
• Indian resident
• Valid KYC details
• Legally capable of contract

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3. User Consent

By using Rupya, you authorize verification, credit checks, and processing of transactions through authorized third-party partners.

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4. Loans & BNPL

Loan approval, tenure, and interest rates are decided by lending partners. Rupya is not responsible for rejection or delay.

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5. Fees & Charges

All applicable fees are disclosed before transaction confirmation. Rupya reserves the right to revise charges.

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6. Account Suspension

Rupya may suspend or terminate accounts in case of fraud, policy violation, or regulatory requirements.

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7. Governing Law

Governed by the laws of India. Jurisdiction: New Delhi.

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8. Grievance Redressal

📧 hello@rupya.co
📞 7827135297
🌐 https://www.rupya.co